What Happens If You Change Your Signature

This commodity is for general informational purposes only and is not meant to be used or construed as legal advice in any manner whatsoever. All manufactures accept been scrutinized by a practicing lawyer to ensure accurateness.

One day, you decide to cancel your credit card, so you lot brand your mode to the bank. You sign off on the cancellation grade, and the bank staff takes it away to process information technology. She comes back and says your signature on the form does not match the one in their records. Because the signature doesn't seem to be yours, she rejects your credit card counterfoil. Y'all attempt and explain that you haven't signed something in a long time, and that'south why it's different. However, she says that she cannot help you.

This is only 1 example of a person'due south signatures not matching. But most all of usa can probably chronicle to our signature changing over fourth dimension we grow older. We might genuinely be unable to replicate a signature we've been using for so long. So, what happens if our signatures actually change? We spoke to a lawyer to get some insight into this and hither'southward the commencement thing he told usa…

At that place are two types of signatures

Signatures may seem like a very unproblematic thing, but they can actually be broken downward into two, and the 'seriousness' of each type varies:

Normal signatures – the blazon of simple signature you would use daily, such every bit on a friend's birthday carte or even your employment contract
Specimen signatures – a copy of your signature given to banks or other such organizations that may crave information technology

So the primary difference between the two types in a higher place is that for specimen signatures, the arrangement involved will actually keep a re-create of your signature with them separately. And if your signature doesn't match what they have, they take the right to decline any transaction you're trying to exercise. According to the lawyer we spoke to, if you detect your signature has inverse at some point, you need to permit the system know. They will then take a new copy of your current signature and save that as your specimen signature.

This may, of course, require them to reconfirm your identity using your MyKad, or even direct calling up Jabatan Pendaftaran Negara (JPN). Banks can also use thumbprints as a way to verify that information technology's the same person who had earlier transacted with them.

Hither'south an example of a document that requires a specimen signature and thumbprints for extra verification:

What about contracts you've previously signed?

Banks and other financial institutions aside, you may as well be wondering what happens if your signature changes Later you sign a contract—whatever contract. The good news is that a change in signature will non affect the contents of the contract itself. Contracts will have witnesses when they are being signed. So at that point, they would be able to verify that the correct person is signing in. But after that, as long every bit the contract is valid and both the parties are fulfilling their obligations, at that place is no need for the parties in question to sign anything over again.

It's a different thing if yous demand to sign a second or tertiary contract with the party you've been dealing with. In this example, this will exist a fresh contract and it will be totally carve up from the first. So, the difference in signatures between the contracts will not play a huge role. Of course, there are other ways that people can retain their signature throughout their course of dealings, such as an east-signature or digital signature. Y'all tin can opt for these types of signatures if information technology's easier for you, and if the other political party agrees to information technology.

[READ More than: Are digital signatures legal in Malaysia?]

In whatsoever event, it's best to always carry your IC and other other identification documentation with y'all, but in example you happen to have problems with signatures that don't match.

Source: https://asklegal.my/p/signature-change-does-not-match-document-contract-malaysia#:~:text=Banks%20and%20other%20financial%20institutions,when%20they%20are%20being%20signed.

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